You may renew your license up to 90 days before your license expiration date.

If the Department of Insurance does not receive a complete and correct renewal application (including any additionally required materials) and the license fee on or before the expiration of your license, your license will expire, you will have to stop conducting insurance business and you will be required to pay an additional $100 as a late renewal fee.  

Renewing an Insurance License - Continuing Education

If you are an Arizona resident with an insurance producer license, use our "DETERMINING YOUR ARIZONA INSURANCE CONTINUING EDUCATION REQUIREMENTS" online resource to determine if you need to complete insurance continuing education, and if so, how much.

• You can pay with a credit card if you submit your application online through the National Insurance Producer Registry.
• You can pay by check or money order, made payable to "Insurance Licensing Section" if you send or deliver your payment with your license application and other required materials to the Department of Insurance.

If you hold "variable life and variable annuity insurance producer" authority on your Arizona insurance license, provide with your application a printout of your registration with the Financial Industry Regulatory Authority (FINRA) as a principal or registered representative.  Obtain the required evidence with the following steps:

1. Navigate to the FINRA web site at www.finra.org.
2. Click the "Investors >" option.
3. Toward the top of the page, click on the "Tools & Calculators" option.
4. In the "Research Tools" section, click on the FINRA BrokerCheck link.
5. Click the START SEARCH button.
6. Enter your CRD # or your first and last name in the "Individual Name or CRD#" box, and click the SEARCH button.
7. Find your record and click on your name (in blue text).  The system will display a web page containing your registration summary.
8. Provide your registration summary with your application, as follows:

• If you are mailing or delivering a paper application, print your FINRA registration summary and include it with your paper application.
• If you are applying online (through the National Insurance Producer Registry system), attach an electronic (PDF) version of your registration summary using the NIPR Attachments Warehouse (www.nipr.com).

• Use www.nipr.com to update license information and renew your license; OR,
• Download, complete, sign and mail/deliver Form L-191 with your fee payment.  

We will review your application and you will receive one of the following:

• A notice telling you that your application was approved.  Use License Search to view your license on our web site to ensure that your license information appears correctly.  Use the National Insurance Producer Registry (NIPR) to correct or update information.
• A notice telling you that your renewal application was denied.  The notice will tell you the reason for the denial and will provide you with instructions concerning your right to appeal the decision.
• A notice telling you that your renewal application was deficient.  This notice will be emailed to you.  You must provide the Department with any additional materials identified in the deficiency notice or accompanying instructions.  You must cure all identified deficiencies or we may deny your license and you will forfeit the fees you paid.

NOTE:  We do not produce paper license certificates.  Licenses are accessible online through the LICENSE SEARCH option on our web site's main menu.

Your license will be available from the License Search option on this web site as soon as the Arizona Department of Insurance verifies you meet all license requirements.  You will not receive a printed license certificate. 

License applications can take up to one month to process.  You must not conduct insurance business until you are licensed.