Travel Insurance Producer

The Arizona Legislature passed HB 2047 (Laws 2014, Chapter 24), which establishes a “limited lines travel insurance producer business entity” license and eliminates the individual “travel accident ticket and baggage insurance producer” license. These new provisions became effective on and after July 24, 2014.

Prior to HB 2047 becoming effective, each ticket selling agent or other travel representative who solicited or sold over-the-counter, short-term, nonrenewable travel accident, ticket and baggage insurance was required to be licensed as a “travel accident ticket and baggage insurance” producer. HB 2047 removes the requirement for an individual to hold the travel accident ticket and baggage insurance producer license and removes the definition for that license, which effectively nullifies and eliminates the line of authority for each individual who held it as of July 24, 2014.

Instead of individual licenses, HB 2047 requires a business entity to be licensed as a “limited lines travel insurance producer.” The business-entity producer must have an individually licensed insurance producer to be responsible for the entity’s compliance and must ensure individual travel retailer employees/representatives complete required training and furnish required information to travel insurance purchasers.

To be eligible to offer travel insurance coverage under the new law (A.R.S. § 20-333), a travel retailer now has two options:

  1. Become registered as a travel retailer with an Arizona-licensed travel insurance producer business entity, or
  2. Become licensed as a travel insurance producer business entity.



All insurance professionals (both residents and nonresidents) can apply for licenses, renew licenses, and update addresses and phone numbers online through the National Insurance Producer Registry (NIPR), at  

NIPR license and renewal applications are easy to complete, and we can usually process them faster than applications that are mailed to us. NIPR charges a small transaction fee (around $5 to $7) to process a license application and fee payment.  Many people have found that overall, the added convenience plus the time and postage savings are worth paying the fee. 

USE NIPR FOR FREE to change an address, e-mail address or phone number!

ARS § 41-1030(G) requires most Arizona government agencies to prominently print the provisions of ARS § 41-1030(B), (D), (E) and (F) on all license applications.  The following is the language in ARS § 41-1030(B), (D), (E) and (F):

B. An agency shall not base a licensing decision in whole or in part on a licensing requirement or condition that is not specifically authorized by statute, rule or state tribal gaming compact. A general grant of authority in statute does not constitute a basis for imposing a licensing requirement or condition unless a rule is made pursuant to that general grant of authority that specifically authorizes the requirement or condition.

D. This section may be enforced in a private civil action and relief may be awarded against the state.  The court may award reasonable attorney fees, damages and all fees associated with the license application to a party that prevails in an action against the state for a violation of this section.

E. A state employee may not intentionally or knowingly violate this section.  A violation of this section is cause for disciplinary action or dismissal pursuant to the agency’s adopted personnel policy.

F. This section does not abrogate the immunity provided by section 12-820.01 or 12-820.02.

Travel Insurance Producer