Mortgage Industry
Mortgage Industry

The 24-hour mortgage broker course is available online by the Arizona School of Real Estate & Business.  For test registration and scheduling click on Schools and Test Information below.

All applicants for the Mortgage Broker, Commercial Mortgage Broker, Mortgage Banker, Commercial Mortgage Banker, Registered Exempt Person and Loan Originator are required to submit their application through the Nationwide Mortgage Licensing System (NMLS).  Click the NMLS button below and you will be redirected to the Nationwide Multistate Licensing System.  If you are new to NMLS, you may want to view the Quick Guide to help you with a particular task, or the Resource and Support link for other resources, which includes the NMLS Policy Guidebook.

All NMLS users are responsible for fully understanding the information required to apply for and maintain a license in Arizona.  AZDFI will send out updated and important licensing information via e-mail.


For NMLS Hours of Operation, click here (All times are shown in Eastern Time)

Licensing Requirements

License Renewal

Forms and Fees

Schools and Test Information

Laws, Rules, Substantive Policy Statements &Regulatory Alerts

New Payment and Document Submission Options

The Arizona Department of Financial Institutions is pleased to announce that all entities holding a Mortgage License in Arizona can now make all licensing payments through the NMLS system.  In addition to making payments through NMLS, AZDFI licensees can also upload required documentation through the NMLS system. 

NMLS provides Quick Guide to help users with paying invoices and uploading documents.  Below are links to these Quick Guides along with a description of each guide.

Paying an Invoice Through NMLS – This guide provides instructions on how to pay an invoice through your NMLS account.

Document Uploads – Instructions on how to upload a document to NMLS.

State Licensing Requirements for Arizona – Required forms and checklists for Arizona State licensing.

Document Upload Descriptions and Examples – Descriptions and examples of the different types of documentation that can be uploaded to NMLS.

NMLS Resource Guides – Other helpful Quick Guides provided by NMLS

Inquiries concerning the preparation and filing of mortgage applications or testing with the Department should be directed to the Licensing Division at 602-771-2800 or e-mail to [email protected].  For Loan Originator applications 602-771-2800 or e-mail to [email protected].   For more detailed DFI contact information or contact information for NMLS, see the “Contact Us” tab or the Icons above.

ARS § 41-1030(G) requires most Arizona government agencies to prominently print the provisions of ARS § 41-1030(B), (D), (E) and (F) on all license applications.  The following is the language in ARS § 41-1030(B), (D), (E) and (F):

B. An agency shall not base a licensing decision in whole or in part on a licensing requirement or condition that is not specifically authorized by statute, rule or state tribal gaming compact. A general grant of authority in statute does not constitute a basis for imposing a licensing requirement or condition unless a rule is made pursuant to that general grant of authority that specifically authorizes the requirement or condition.

D. This section may be enforced in a private civil action and relief may be awarded against the state.  The court may award reasonable attorney fees, damages and all fees associated with the license application to a party that prevails in an action against the state for a violation of this section.

E. A state employee may not intentionally or knowingly violate this section.  A violation of this section is cause for disciplinary action or dismissal pursuant to the agency’s adopted personnel policy.

F. This section does not abrogate the immunity provided by section 12-820.01 or 12-820.02.

Mortgage Industry