ARTHUR ALVIN HANEY, AKA A.A. HANEY AND AL HANEY; JAMES G. RICKARD, AKA GARY RICKARD; ALICE LOUETTA MUSTIC DBA ALICE LONG; A.A. HANEY & ASSOCIATES, INC.; NATIONAL INSURANCE MANAGEMENT, INC.; NATIONAL ADMINISTRATIVE CORPORATION, INC.; NATIONAL INSURANCE WAREHOUSE; AND GUNHILD ALLEN