Chapter 2 BANK ORGANIZATION AND REGULATION
| Article 1 | General Provisions |
| 6-181 | Declaration of purposes |
| 6-182 | Transition |
| 6-183 | Rights, powers and privileges of national banks |
| 6-184 | General corporate and banking powers; incidental powers; deposit insurance; federal reserve and home loan bank membership; agency relationship |
| 6-185 | Board of directors' meetings; review; report of failure of quorum to meet |
| 6-186 | Annual audit and report |
| 6-187 | Authority to declare dividends; limitation |
| 6-188 | Bonds and insurance; coverage |
| 6-189 | Capital obligations; approval; convertibility |
| 6-190 | Bank offices; standards and term of approval; closing; automated teller machines |
| 6-191 | Foreign banking offices; additional powers; separate accounts; additional offices; definition |
| 6-192 | Investments in international and foreign banking and financing corporations; limitation; consent; exceptions |
| 6-193 | Bank and holding company subsidiaries; powers |
| Article 2 | Banking Permit |
| 6-201 | Authority to engage in banking business; exception |
| 6-202 | Existing banks |
| 6-203 | Application for banking permit; organizational application; final application |
| 6-204 | Issuance of banking permit; trust business; conditional approval; hearing; banker's bank; definitions |
| 6-205 | Term of permit; surrender; revocation |
| Article 3 | Merger, Consolidation and Conversion of National and State Banks |
| 6-211 | Definitions |
| 6-212 | Resulting national bank |
| 6-215 | Retention of nonconforming assets; permission; maximum value |
| 6-216 | Continuation of business and corporate entity |
| 6-217 | Emergency acquisition of in‑state financial institution |
| Article 4 | Accounts |
| 6-231 | Deposit accounts |
| 6-232 | Powers of attorney; notice of revocation; payment after notice |
| 6-233 | Adverse claim to bank deposit; court order required; definitions |
| 6-234 | Deposit of minor; school saving plan |
| 6-235 | Bank deposits in two or more names; payment to survivor |
| 6-236 | Payment of deposits in trust |
| 6-237 | Payment of deposit to foreign personal representative |
| Article 5 | Regulation of Conduct of Business |
| 6-241 | Banking days; notice; closing |
| 6-242 | Preservation of bank records; regulations; disposal |
| 6-243 | Acquisition of property to satisfy or protect loans |
| 6-244 | Borrowing by bank; treatment as capital |
| 6-245 | Pledge of assets; rediscount; exception to requirement of security |
| 6-246 | Permitted investments; limitations |
| Article 6 | Reserves |
| 6-271 | Reserves against deposits; rule; limitations |
| 6-272 | Deposits exempt from reserve requirement |
| 6-273 | Form of reserves; limitations |
| 6-275 | Computation of reserves |
| Article 7 | Arizona Interstate Bank and Savings and Loan Association Act |
| 6-321 | Definitions |
| 6-322 | Interstate acquisitions; approval of superintendent; exception |
| 6-324 | De novo entry by certain financial institutions |
| 6-325 | Failure to act on application as approval |
| 6-326 | Denial of application; grounds |
| 6-327 | Applicable laws and rules; cooperative agreements; contracting exemption |
| 6-328 | Deposit concentration limits |
| 6-329 | Deposit production offices |
| 6-330 | Rights, powers and privileges of out‑of‑state banks |
| 6-331 | Enforcement |
| Article 9 | Loans |
| 6-351 | Definitions |
| 6-352 | Limitations of obligations to a bank; exceptions; definitions |
| 6-353 | Obligations of directors, officers and employees; reports |
| 6-354 | Loans on capital stock or capital obligations of a bank |
| 6-355 | Change loans |
| Article 11 | Trust Business |
| 6-381 | Authority of bank to engage in the trust business |
| 6-382 | Powers of bank as fiduciary |
| 6-383 | Identification and segregation of fiduciary assets |
| 6-384 | Deposit of fiduciary funds |
| 6-385 | Substitution of corporate fiduciary |
| 6-386 | Investment by fiduciaries; governmental obligations |
| Article 12 | Prohibited Practices; Penalties |
| 6-391 | Unauthorized conduct of banking business; false representation |
| 6-394 | Prohibited ownership or control of a financial institution and interest in insurer insuring deposits; assets and reserves of insurer |
| Article 13 | Liquidation and Dissolution |
| 6-395 | Possession by superintendent and receivership |
| 6-395.01 | Powers of superintendent in possession |
| 6-395.02 | Federal deposit insurance corporation as receiver |
| 6-395.03 | Federal deposit insurance corporation power pending judicial proceedings |
| 6-395.04 | Right of subrogation of federal deposit insurance corporation |
| 6-395.05 | Effect of receivership proceedings on liens and limitations |
| 6-395.06 | Rights, powers and duties of a receiver |
| 6-395.07 | Sale of bank assets; authority to borrow monies; injunction; hearing |
| 6-395.08 | Rejection of contracts and leases on liquidation |
| 6-395.09 | Notice to claimants on liquidation |
| 6-395.10 | Disposition of unclaimed property |
| 6-395.11 | Priority of claims; interest |
| 6-395.12 | Payment of claims and distribution to stockholders on liquidation |
| 6-395.13 | Voluntary liquidation and dissolution |
| 6-395.14 | Voidable transactions |
| 6-395.15 | Notice of taking; effect |
Chapter 10 SAFE DEPOSIT AND SAFEKEEPING
| Article 1 | General Provisions |
| 6-1001 | Definitions |
| 6-1002 | Legal relationship in use of safe deposit facilities |
| 6-1003 | Change of location of repositories |
| 6-1004 | Tenancy in two or more names |
| 6-1005 | Lease to a minor |
| 6-1006 | Adverse claims to repository; definitions |
| 6-1007 | Lessee's death or incompetency; revocation of power of attorney |
| 6-1008 | Procedure on death of lessee |
| 6-1009 | Lessor's lien; default of lessee; or failure to surrender |
Chapter 11 FINANCIAL INSTITUTION HOLDING COMPANIES
| Article 1 | General Provisions |
| 6-1101 | Definitions |
| 6-1102 | Prohibitions |
| 6-1103 | Exempt persons and transactions |
| 6-1104 | Acquisition of control; approval by superintendent |
| 6-1105 | Application for approval |
| 6-1106 | Material change of fact; filing amended statements |
| 6-1107 | Denial of application; grounds |
| 6-1108 | Failure to act on application as approval |
| 6-1109 | Determination of control of one person by another; hearing; notice |
| 6-1110 | Appointment of superintendent as agent for service of process; forwarding of process; consent to jurisdiction |
| 6-1112 | Acquisition of voting securities in violation of article; limitation on rights as shareholder; injunction |
| 6-1113 | Reports; examination; costs |
Chapter 16 FINANCIAL INSTITUTIONS DATA MATCH AND DATA EXCHANGE
| Article 1 | General Provisions |
| 6-1601 | Financial institutions data match and data exchange; surrender of assets of delinquent taxpayer; nonliability |
ARTICLE 1. GENERAL
| Section | |
| R20-4-101. | Scope of Article |
| R20-4-102. | Definitions |
| R20-4-103. | Fingerprints |
| R20-4-104. | Acceptance of Other Forms |
| R20-4-105. | Claims Against a Deposit in Place of Bond |
| R20-4-106. | Bankruptcy |
| R20-4-107. | Licensing Time-frames |
Table A. Licensing Time-frames
| Section | |
| R20-4-101. | Scope of Article |
| R20-4-102. | Definitions |
| R20-4-103. | Fingerprints |
| R20-4-104. | Acceptance of Other Forms |
| R20-4-105. | Claims Against a Deposit in Place of Bond |
| R20-4-106. | Bankruptcy |
| R20-4-107. | Licensing Time-frames |
| Table A. | Licensing Time-frames |
TITLE 20, ARTICLE 2. BANK ORGANIZATION AND REGULATION
| Section | |
| R20-4-201. | Articles of Incorporation |
| R20-4-202. | Bylaws |
| R20-4-203. | Repealed |
| R20-4-204. | Repealed |
| R20-4-205. | Repealed |
| R20-4-206. | Bankers Blanket Bond Coverage -- A.R.S. § 6-188 |
| R20-4-207. | Capital Obligations |
| R20-4-208. | Repealed |
| R20-4-209. | Notice of Permanent Closing of Banking Office |
| R20-4-210. | Repealed |
| R20-4-211. | Application for a Banking Permit |
| R20-4-212. | Repealed |
| R20-4-213. | Repealed |
| R20-4-214. | Preservation of Records |
| R20-4-215. | Trust Business |
ARTICLE 10. SAFE DEPOSIT AND SAFEKEEPING CODE
| Section | |
| R20-4-1001. | Notice of Change of Location of Safe Deposit Repository |
ARTICLE 11. PUBLIC DEPOSITORIES FOR PUBLIC MONIES
| Section | |
| R20-4-1101. | Capital structure of banks; defined |
| R20-4-1102. | Capital structure of savings and loan associations; defined |
ARTICLE 16. ACQUIRING CONTROL OF FINANCIAL INSTITUTIONS
| Section | |
| R20-4-1601. | Definitions |
| R20-4-1602. | Application for Approval to Acquire Control of Financial Institution |
| R20-4-1603. | Repealed |
| R20-4-1604. | Repealed |
ARTICLE 17. ARIZONA INTERSTATE BANK AND SAVINGS AND LOAN ASSOCIATION ACT
| Section | |
| R20-4-1701. | Definitions |
| R20-4-1702. | Notice to the Superintendent of Intent to Acquire Control of an In-state Financial Institution; Surrender of an Acquired Financial Institution's Charter |
| R20-4-1703. | Repealed |
| R20-4-1704. | Public Notice |
| R20-4-1705. | Repealed |
| R20-4-1706. | Repealed |
| R20-4-215. | Trust Business |
All banks authorized to conduct trust business under their banking permit shall comply with the applicable requirements of R20-4-808 through R20-4-816.
ARTICLE 11. PUBLIC DEPOSITORIES FOR PUBLIC MONIES
| Section | |
| R20-4-1101. | Capital structure of banks; defined |