Do the restrictions related to underwriting/rating and “gathering information” in A.R.S. §§ 20-1510(A)(1) and 20-1510(A)(2) apply to the full policy of insurance or only to particular components of HO/Renter policies (liability, pet insurance rider)?
Do the restrictions related to underwriting/rating and “gathering information” in A.R.S. §§ 20-1510(A)(1) and 20-1510(A)(2) apply to the full policy of insurance or only to particular components of HO/Renter policies (liability, pet insurance rider)?
The “policy of insurance” is the entire policy. Any riders or endorsements to the policy would not be considered separately from the liability coverage under the base policy.