EMPIRE BLUE CROSS AND BLUE SHIELD; WINSTON-HILL ASSURANCE COMPANY, LTD.; GLOBAL CAPITAL ASSURANCE COMPANY, LTD.; COMMERCIAL ACCEPTANCE INSURANCE COMPANY; OLD AMERICAN INSURANCE COMPANY, LTD.; PROVIDENT CAPITAL INDEMNITY, LTD.; UNIVERSAL GENERAL INSURANCE COMPANY, LTD.; FIRST ASSURANCE AND CASUALTY COMPANY, LTD.; DIVERSIFIED HEALTH CONCEPTS; WARREN SCHULTE; ROBERT SCHNEIDER; BENEFIT ADMINISTRATORS OF FORT MICHELL, KENTUCKY; COMAND CAPITAL OF COLORADO, INC.; M&M MANAGEMENT, CORPORATION; BENEFIT DATA ADMINISTRATORS OF NOVATO, CALIFORNIA; C.R.E.A.T.E.; WESTERN BUSINESSMEN’S ASSOCIATION; WORLDWIDE BUSINESSMAN’S ASSOCIATION; NATIONAL LABOR RELATIONS CONSULTANTS CORP., DBA N.L.R.C.C.; AMERICAN BENEFIT BUSINESS TRUST, DBA AMERICAN BUSINESS TRUST; FARMERS HEALTH TRUST; ARTHUR ALVIN HANEY, AKA ALL HANEY, AKA A.A. HANEY; JAMES G. RICKARD, AKAGARY RICKARD; MICHAEL A. ANASTASIO; ALICE LOUETTA MUSTIC DBA ALICE LONG; PAUL DONG; ROGER FORTIER; A.A. HANEY AND ASSOCIATES, INS.; SELECTIVE SALES, INC.; NATIONAL INSURANCE MANAGEMENT, INC.; NATIONAL ADMINISTRATIVE CORPORATION, INC.; NATIONAL INSURANCE WAREHOUSE; GUNHILD ALLEN; KATHY MOGEL; JUDITH ST. GAUDENS