Categories of Health Insurance Benefits
Health insurance policies provide six classifications of benefits:
- Inpatient, in-network care
- Inpatient, out-of-network care
- Outpatient, in-network care
- Outpatient, out-of-network care
- Emergency care
- Prescription drugs
For a given classification, the MHPAEA prevents insurers from being more restrictive with the number of allowable visits or with maximum allowable costs for mental health treatment than for coverage of medical/surgical care for the same classification of care.
|