Audit Requirements 

Renewal Fees

Loan Agreements 

Credit Reports/ Arrest Records 

  Short Distance Relocation of Office 

Pursuant to A.R.S. § 6-121, all financial institutions and enterprises are subject to the Department's supervision which includes licensure under A.R.S. §§ 6-122 and 123.  

Funds Disbursement Statute 

Anti-Inducement Statue

Semi-Annual Report 

NCUA Investment Regulation Part 703

Dual Licenses

Sales of Insurance 

Financial Accounting Standards 

Loan Production Offices

Calculating Legal Lending Limits 

Legal Lending Restrictions 

Legal Lending Limit

Minimum Audit Procedures 

FDIC

Loan Originator Employment and Compensation

Trust Companies must comply with Arizona statutes and rules A.R.S. § 6-851 et. seq. and A.A.C. R20-4-801 et. seq. and failure to do so may result in disciplinary administrative action. 

Check Cashing Transactions of $1,000.00 or more. 

All money transmitters that they must comply with Arizona statutes A.R.S. §6-12101 et. seq.

Clarification of the Department's interpretation of A.R.S. §6-1241.E, as it related to the sale of money orders in amounts of $1,000 or more. 

Money transmitters and their authorized delegates must keep the records required in A.R.S. §6-1241.E. 

Adoption of Guidelines relating to Nontraditional Mortgage Products 

The purpose of this Regulatory Bulletin is to bring to the attention of licensed attorneys the licensing requirements for loan originators. 

Collection Agencies must comply with Arizona Statutes and rules A.R.S. §32-1001 et. seq. and A.A.C. R20-4-1501 et. seq. 

Substantive Policy Statement 2022-021(DIFI)
2022 Arizona Insurance and Financial Institutions Laws

REGULATORY BULLETIN 2022-01(INS) - Prior Authorization laws' requirements with 2 forms. 

2021 Arizona Insurance and Financial Institutions Laws

Collection Agency Licenses: Branches 

Coverage of COVID-19 Vaccines

2020 Arizona Insurance and Financial Institutions Laws

COVID-19 and Insurance Customer Relief; Flexibility

Complying with Regulatory Requirements during the Public Health Emergency

Implementation of Executive Order 2020‐07 Proactive Measures to Protect Against COVID‐19 and Executive Order 2020‐15 Expansion of Telemedicine.

Uninsured and Underinsured Motorist Coverage Offer Form; SB1087

2019 Arizona Insurance Laws

Use of Credits and Premium Rebates in the Health Insurance Market 

2018 Arizona Insurance Laws

Withdrawal of Circular Letter 2006-08

2017 Arizona Insurance Laws

This regulatory bulletin supersedes and withdraws previously issued Regulatory Bulletin 2002-03 and Regulatory Bulletin 2002-03A, and summarizes updated requirements that insurers must observe with regard to notifying policyholders of premium increases, changes in deductible, reduction in limits or reduction in coverage.

Surplus lines brokers no longer need to annually recertify surplus lines insurers for Arizona's List of Qualified Unauthorized Insurers (a.k.a. "White List").

This regulatory bulletin describes the impact of the expiration of A.A.C. R20-6-204, relating to the qualification of a foreign unauthorized insurer to be added to and retained on Arizona's White List.

This regulatory bulletin clarifies that HB 2149 did not change the requirements for surplus lines brokers (SLBs) to report and pay taxes and stamping fees for service fees that SLBs charge insureds. Instead, HB 2149 clarified that a SLB does not need to report or pay taxes on a service fee charged to an insured by a insurance producer as may be permissible under ARS §§ 20-407(C) and 20-465, for which an insurance producer is not subject to premium tax but may be subject to federal and state income taxes.

This regulatory bulletin establishes the operative date of the uniform valuation manual, for purposes of the Arizona Standard Valuation Law, A.R.S. 20-510, as January 1, 2017.

This regulatory bulletin summarizes the major, newly enacted legislation affecting the Department, its licensees, and Arizona insurance consumers.

This bulletin supersedes Regulatory Bulletin 2015-01A.  This bulletin sets $2,610 as the threshold amount of property damages insurers may use to non-renew private passenger automobile policies.

The purpose of this Bulletin is to advise all surety insurers that engage bail bond agents to post appearance (bail) bonds in Arizona courts of a change of procedure within the Department.  As of the date of this Bulletin, the Department will now refer indemnitors with unreleased liens on vehicles and real property directly to the surety insurer that issued a bail bond that the court has exonerated if it cannot communicate with the bail bond agent or the bail bond agent fails to cooperate in releasing the lien.