Homeowners insurance and dogs
New Arizona law related to dog breeds and Homeowners insurance

A new law, A.R.S. § 20-1510  will take effect in Arizona on June 30, 2023, with potential implications for dog owners and insurers: 

A.R.S. § 20-1510.  Homeowner's or renter's insurance; dog breeds; prohibitions; definitions

A. The breed of a dog may not be the sole factor considered or used for any of the following purposes:

    1. Underwriting or actuarial processes for determining risk, liability or actual or potential losses related to claims involving dogs under a policy of insurance.

    2. Questionnaires, surveys or other means of gathering information regarding ownership or possession of a dog or the presence of a dog on premises insured  or to be insured under a policy of insurance.

B. For the purposes of this section:

     1. "Breed" means the actual or perceived breed or mixture of breeds of a dog.

     2. "Policy of insurance" means a homeowner's or renter's policy of insurance.

FAQ's for A.R.S. § 20-1510 - Homeowner's or renter's insurance; dog breeds; prohibitions; definitions

A.R.S. § 20-1510 - Homeowner's or renter's insurance; dog breeds; prohibitions; definitions

AZ Dog Breeds and Homeowners Insurance