Skip to main content
Department of Insurance and Financial Institutions Logo
Department of Insurance and Financial Institutions

Main menu

  • Home
    • About DIFI
    • Public Meetings
    • Bulletins and Alerts
    • Enforcement
    • Agency Reports
    • Service of Process
    • Mailing Lists
    • Laws and Rules
    • Job Opportunities
  • CONSUMERS/ PUBLIC
    • FILE A COMPLAINT
    • ESCROW RATE FILINGS
    • Insurance Information and Help
    • Financial Services Information and Help
    • AUTO THEFT AUTHORITY
    • Service of Process
    • Mailing Lists
    • Laws and Rules
    • Mental Health Parity
  • INDUSTRY
    • Financial Enterprises
    • Financial Institutions
    • Insurance Professionals
    • Insurers
    • Real Estate Appraisers
    • BULLETINS AND ALERTS
    • Mailing Lists
    • Laws and Rules
  • License Search
  • COVID-19
  • Español
  • Contact Us
  • Press Releases
    • DIFI Youtube Channel
    • DIFI Facebook Page
    • DIFI Twitter
    • DIFI LinkedIn Page
  • Home
  • Health Insurance Rate Increases

Health Insurance Rates

The Patient Protection and Affordable Care Act requires states to provide certain information about "threshold" (15% or greater) rate increase filings, and to provide a way for the public to comment on the requested threshold rate increase filings.  This page contains instructions for you to access the rate filing information and to provide public comments on open threshold rate filings to the Department. 

HELP WITH INSURANCE

Automobile/ Motorcycle / Vehicle

Business/ Commercial

Health

Home/ Title/ Flood

Life/ Annuities/ Long-term Care

Military Service Members

Arizona State Government Employees

Insurance Fraud

 

HELP WITH FINANCIAL SERVICES

Health Insurance Rate Increases

  • Major Medical Health Insurance Rate Information
  • Health Insurance Rate Increase Mailing List

The Patient Protection and Affordable Care Act requires states to provide certain information about "threshold" (15% or greater) rate increase filings, and to provide a way for the public to comment on the requested threshold rate increase filings.  

This page contains instructions for you to access the rate filing information for plan year 2020 and to provide public comments on open threshold rate filings to the Department. 

Complete the following information to be notified of threshold rate filings and the Department's decisions concerning those filings:

 

Email Format (required)
 
 
 
Sign up on other Arizona Department of Insurance mailing lists.

Arizona is an Effective Rate Review ("ERR") State

Arizona has been designated an ERR state for the individual and the small-group major medical health insurance markets (effective 1/1/2013 and 1/1/2014 respectively) based on HHS regulations (see 45 CFR Part 154).  


2021 Major Medical Rate and Plan Information

In the DOCUMENTS section toward the bottom of this page, see 2021 Major Medical Health Insurance Rate Filings and Final Rate Changes


Threshold Rate Increase Information

  • View frequently asked questions (FAQs) about rate increases 
  • Sign up on our Health Insurance Rate Increase Mailing List (see tab at the top of this page) to receive future notices about threshold rate increases.
  • View previous email notices about threshold rate increases.
  • The CCIIO web page provides links to additional information concerning the Patient Protection and Affordable Care Act.
  • View major medical rate and plan information for the current and prior years in the DOCUMENTS section toward the bottom of this page

Search Specific Filings to View Detailed Rate Increase Information

There are two websites where you can search for and view detailed information about rate filings. 

1.  SERFF Filing Access (SFA) - Plan Year 2021 Information Available after October 15, 2020

SFA allows the general public to view closed form, rate, rule, and health plan binder filings that have been submitted to the Department in an electronic format through the System for Electronic Rate and Form Filing (SERFF). 

  • Access and review the instructions on the Department’s SERFF Filing Access page.
  • At the bottom of the page, click [Proceed to SFA].
  • Click [Begin Search].
  • You must review and accept the Terms of Use to proceed.
  • On the Filing Search page, select Business Type:  Life, Accident/Health, Annuity, Credit.
  • The quickest way to view 2020 filings is by searching by the filing’s SERFF Tracking Number, but you may also search by Company Name or other criteria. 

2.  RateReview.Healthcare.gov

You can use the RateReview.Healthcare.gov web page to find information about rate change requests including access to summarized information about filings.  Follow these steps:

  • Access the RateReview.Healthcare.gov search page.
  • On the search page, click the [SEARCH ACA-COMPLIANT PRODUCTS] button.
  • For the "State" field, use the dropdown to select “Arizona”.
  • For "Company Name," enter the first characters of the company's name. For example, to search for "XYZ123 Insurance Company," you could enter 'XYZ123.'
  • For the "Effective Date Range" (which is the range of dates that the new insurance rates will be effective), enter from 01/01/2021 to 12/31/2021.
  • Click the [SUBMIT SEARCH] button.
  • Click the link for the filing for which you want information.
  • You can view the Department's final determination concerning threshold (15% or greater) rate increases at RateReview.Healthcare.gov or on the Department’s website. 

Comment on Proposed Threshold Rate Increases

The Department welcomes your comments regarding open threshold rate filings. After reviewing information about a rate filing on SERFF Filng Access or RateReview.Healthcare.gov, you can submit comments about rate increase filings by emailing the Department at [email protected].  Please include the Company Name and Product Name in your email.  The Department will review comments prior to issuing a final determination regarding whether the rate increase meets the regulatory standards for a reasonable threshold increase.


Additional Assistance

For additional assistance, please send email to [email protected].


Please Provide Your Feedback

Complete a quick and easy survey at https://www.surveymonkey.com/s/adoi_consumer

Documents

2021 Small Group Premiums by Metal Level, Company, and County for 40-year-old Non-tobacco User
2021 Individual QHP Monthly Premiums, 40 Year Old Non-tobacco User
2021 Individual QHP Monthly Premiums by Metal Level, Age, and Family Structure
2021 Individual On and Off-Exchange Plans & Premiums, 40 Year Old Non-tobacco User
2021 Individual QHP Monthly Silver Metal Premiums by Age and Family Structure
2021 Individual On & Off-Exchange Monthly Premiums by Metal Level, Age, and Family Structure
2021 Major Medical Health Insurance Rate Filings and Final Rate Changes
Rate Review Grant: Threshold Rate Review Process Diagram
Rate Review Grant: Post-threshold Rate Review Process Diagram
2020 Individual QHP Monthly Silver Metal Premiums by Age and Family Structure
2020 Summary of Individual Filings by Metal and On/Off Exchange
2020 Major Medical Health Insurance Rate Filings and Final Rate Changes
2019 Summary of Individual Filings by Metal and On/Off Exchange
2019 Small Group Premiums by Metal level, Company, and County for 40-year-old Non-tobacco User
2019 Small Group Threshold Health Insurance Rate Increases
2019 Individual Threshold Health Insurance Rate Increases
2019 Individual On & Off-exchange Monthly Premiums by Metal Level, Age, and Family Structure
2019 Individual Off-exchange Plans & Premiums, 40 Year Old Non-tobacco User
2019 Individual QHP Monthly Silver Metal Premiums by Age and Family Structure
2019 Individual QHP Monthly Premiums by Metal Level, Age, and Family Structure
2019 Individual QHP Monthly Premiums, 40 Year Old Non-tobacco User
2019 Major Medical Health Insurance Rate Filings and Final Rate Changes
2018 Major Medical Health Insurance Rate Filings and Final Rate Changes
2018 Summary of Individual Filings by Metal and On/Off Exchange
2018 Small Group Premiums by Metal Level, Company, and County for 40-year-old Non-tobacco User
2018 Small Group Threshold Health Insurance Rate Increases
2018 Individual Threshold Health Insurance Rate Increases
2018 Individual On & Off Marketplace Monthly Premiums by Metal Level, Age and Family Structure
2018 Individual HMO Monthly Premiums by Metal Level, Age and Family Structure
2018 Individual Off-exchange Plans & Premiums, 40-year-old Non-tobacco User
2018 Individual QHP Monthly Silver Metal Premiums by Age and Family Structure
2018 Individual QHP Monthly Premiums, 40 Year Old Non-tobacco User
2018 Individual QHP Monthly Premiums by Metal Level, Age, and Family Structure
2017 Small Group Plans & Sample Rates for each Metal Level v2
2017 Individual Off-exchange Plans & Premiums, 40-year-old Non-tobacco User
2017 Individual Off-exchange Premiums by Metal Level, Age, and Family Structure
2017 Threshold Health Insurance Rate Increases
2017 Summary of Individual Filings by Metal and On/Off Exchange
2017 Major Medical Health Insurance Rate Filings and Final Rate Changes
2017 Individual QHP Monthly Silver Metal Premiums by Age and Family Structure
2017 Individual QHP Monthly Premiums, 40 Year Old Non-tobacco User
2017 Individual QHP Monthly Premiums by Metal Level, Age and Family Structure

Links

Title Description
Health Insurance Rate Information Archive

Access health insurance rate infomation from prior years.

Facebook Twitter YouTube LinkedIn
Arizona State Seal

Footer Nav

  • Statewide Policies
  • Site Map