This Regulatory Bulletin summarizes the major, newly enacted legislation affecting the Department, its licensees, and insurance consumers. This summary is not meant as an exhaustive list or a detailed analysis of all insurance-related bills. It generally describes the substantive content, but does not capture all details or necessarily cover all bills that may be of interest to a particular reader. The Department may follow this bulletin with other, more detailed bulletins related to implementation of the legislation.

The Arizona Legislature passed HB 2135 (Laws 2015, Chapter 235), which establishes insurance and regulatory requirements for transportation network companies and their drivers.  The legislation is effective from and after July 3, 2015.  The purpose of this Regulatory Bulletin is to provide guidance to insurers that wish to file products with the Arizona Department of Insurance (“ADOI”) to provide coverage for individuals operating a transportation network company vehicle.

The purpose of this Bulletin is to advise you of certain provisions of the Terrorism Risk Insurance Program reauthorization Act of 2015 amending and extending the Terrorism Risk Insurance Act of 2002 (“TRIA” or “the Act”) by reauthorization, which may require insurers to submit a filing in Arizona of disclosure notices, policy language and applicable rates as a result of the Act.  For further details related to the Act, please consult the Act itself.  This Bulletin supersedes Regulatory Bulletin 2008-01 titled “Voluntary Expedited Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2007.”

This bulletin supersedes Regulatory Bulletin 2015-01, which has been withdrawn.  This bulletin sets $2,610 as the threshold amount of property damages insurers may use to non-renew private passenger automobile policies.

The purpose of this Bulletin is to highlight (underscore) the criteria for certain health insurance benefits in the individual market to be exempt (“excepted”) from the market reforms of the Affordable care Act (“ACA”), and from corresponding regulations promulgated by the Department of Health and Human Services (“HHS”) in Title 45 of the Code of Federal Regulations (“45 CFR”).  In particular, this Bulletin addresses recent changes to 45 CFR §148.220 (2014), offers guidance regarding three issues raised by the amendment of §148.220, and provides sample language to meet the requirements of §148.220.

The purpose of this regulatory bulletin is to notify unauthorized insurers from whom coverage may be procured to cover risks of Arizona insureds that the criteria for qualifying as an industrial insured change January 1, 2015.

Travel Insurance Producer Licensure

Insurance Compliance Self-Evaluative Privilege

Premium Credit for Subscription to Fire Protection Service

Individual Annuity or Pure Endowment Contracts: use of 1983 Table “a”; Annuity 2000 Mortality Table and 2012 Individual Annuity Reserving (2012 IAR) Table

2014 Arizona Insurance Laws

Licensing Requirements for Health Insurance Navigators and Health Insurance Certified Application Counselors

Filing Fee for Non-Profit Military Mutual Aid Associations

Revision of Private Passenger Automobile Property Damage Threshold for Purposes of A.R.S. § 20-1631(E) 

Threshold Rate Increase Review in the Small Group Market

Preapproved Life Settlement Disclosure Forms

2013 Arizona Insurance Laws

Revision of Private Passenger Automobile Property Damage Threshold for Purposes of 

A.R.S. § 20-1631(E)

Threshold Rate Increase Review

Common Areas of Non-Compliance with Bail Bond Statutes and Rules

2012 Arizona Insurance Law

Revision of Private Passenger Automobile Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E)

Temporary Consumer Protection Standards Applicable to Arizona’s Existing External Review Process

Implementation of Federal Nonadmitted and Reinsurance Reform Act in Arizona

Licensing Requirements to Write Immigration Bonds; Verification of Bail Bond Agent Licensure; and “Bond Slamming” Deterrence

2011 Arizona Insurance Laws

License Renewal; Avoiding the Late Renewal Fee

Revision of Private Passenger Automobile Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E).

Certificates of Insurance

NAIC Accreditation Requirements for Risk Retention Group Captives

2010 Arizona Insurance Laws

Revision of Private Passenger Automobile Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E)

Arizona Long Term Care Partnership Program

Guidelines for Using the National Association of Insurance Commissioners (NAIC)/National Insurance Producer Registry (NIPR) Attachments Warehouse for the Electronic Filing of Insurance Producer Licensing Document

2009 Arizona Insurance Law

Clarification of Article 11, Medicare Supplement Insurance, R20-6-1101 Rulemaking; Sale of policies prior to June 1, 2010

Revision of Private Passenger Automobile Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E)

Improper Use of Producer Titles and Designations Targeting Senior Consumers

AIG Insurance Replacements

2001 Commissioners’ Standard Ordinary (CSO) Mortality Table 2001 CSO Preferred Class Structure Mortality Table Ultimate 1980 CSO

2008 Arizona Insurance Laws

Uniform Employee Health Status Questionnaire

Revision of Private Passenger Automobile Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E)

Voluntary Expedited Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2007

Utilization Review Laws Applicable to Health Care Insurance and Third Party Administrator

Clarification of Fingerprint Fee Bulletin

Reduced Applicant Fingerprint Fees

2007 Arizona Insurance Laws

Revision of Private Passenger Automobile Property Damage Threshold For Purposes Of A.R.S. § 20-1631(E)